Real Estate and Mortgages
Return To Bassett Spagnuolo, Real Estate Lawyers Home PageREAL ESTATE and MORTGAGES:
Whether you are purchasing a Condominium, Manufactured or Mobile Home, or a single family detached home, and whether that home is located on deeded freehold land, called "Fee Simple" land, or on First Nations Leased Land, Bassett Spagnuolo can handle your transaction, and guide you through to a successful closing. If you are a first time home buyer, check our Information for First Time Home Buyers pages.
We are approved solicitors for all major banks, trust companies and credit unions. We also handle mortgages from a number of public and private mortgage lenders. We are affiliated with the Spagnuolo Law group of Vancouver. Bassett Spagnuolo also offers mortgage lenders a highly efficient electronic system for providing prompt personal legal services to your clients. For more information, please call us at 250-768-5152.
No matter what your conveyancing needs, Bassett Spagnuolo can handle your deal with ease.
For help with the many terms used in a real estate transaction, take a look at our Real Estate Glossary page, and for a listing of local Realty firms, check our Okanagan Real Estate Links page. If you are about to register a home into your name and are in a second marriage situation, have a look at the article, Joint Tenancy or Tenants in Common? to see if it applies to you.
Bassett Spagnuolo has significant experience in residential real estate transactions. The purchase of a Home is often the largest single
transaction that most of us will make. You need the confidence and peace of mind that comes from knowing that your most important transaction is being handled by professionals, fully experienced in all aspects of real estate transactions, ready to assist you in any way, and able to handle any twists and turns that may appear along the road to your new home.
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Robert Bassett began his land development career in Prince George in the early 70's, acting for such widely known developers as Carma Developers Ltd., Brittania Homes Ltd, Springer Construction Ltd., Denise Construction Ltd, and Loedel Construction Ltd. Upon moving to Kelowna in 1977, one of his first tasks was obtaining the approvals for the "Executive House" 12 storey tower in Kelowna. Over the span of his land development work, Mr. Bassett has been instrumental in the creation of well over 3,000 residential housing units for over 50 individual developers. Whether you are planning to split a single lot into two parcels or create a complete residential community with recreational and commercial facilities, Bassett Spagnuolo can handle your project with the ease that only solid experience can provide.
We have also assisted fellow law firms with their local client's developments on a consulting basis and can assist you with any project, large or small. If you wish to deal with your long time company lawyer but need land development expertise, ask your lawyer to call us to discuss a consulting agreement.
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FIRST NATIONS LAND LEASES:
Westbank is home to the WESTBANK FIRST NATION, one of the most progressive and business minded Aboriginal Bands in B.C. Band Members enjoy the benefits of self government and have
aggressively promoted the commercial and residential development of their lands. Bassett Spagnuolo has been privileged to handle a significant percentage of the First Nations Residential Lease transactions in residential communities such as Grandview Terrace, Bayview, Westlake Gardens, Sun Village, Royal Heights and Sonoma Pines and has recently handled the legal aspects of establishing the head lease and subleases for the Aria and Crown Town Projects. As a result of the Self Government process, Westbank First Nation is wide open for business, and Bassett Spagnuolo is poised to assist developers in pursuing commercial development on the Westbank First Nation lands. For a FAQ on Residential Leases on First Nations Lands see our Articles of Interest Section For Links to a Library of Downloadable Leases, and Other Websites dealing with Aboriginal Law and First Nations Legal and Social Issues, see our Links to First Nations Page
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CORPORATE SERVICES:
Bassett Spagnuolo provides full corporate and commercial services, including Incorporation of Limited Companies and Limited Partnerships, and the creation of Partnerships and Joint Ventures. Many Clients use our office as their Registered and Records Offices and we offer full maintenance of all corporate records required to meet the B.C. Companies Act regulations. Lawyers, Barry Porrelli and Bob Bassett, in conjunction with your Accountant, can advise you regarding the structure and organization of your new venture or the reorganization of your existing business.
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PURCHASE AND SALE OF BUSINESSES:
Bassett Spagnuolo provides full support for the Purchase and Sale of both large and small businesses, and commercial real estate leases and equipment leases. In transactions involving the purchase of a going concern, you need the professional advice of your lawyer and chartered accountant to ensure your success. Working closely with your accountant, Barry Porrelli can guide you through the many challenges and avoid the pitfalls in closing your business purchase. If you are thinking of selling a business, be sure to contact Barry for advice before you agree to sell. What you sell and how you structure the transaction can make a substantial difference in the net after tax proceeds of your sale!
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WILLS AND ESTATES:
At Bassett Spagnuolo, we make a concentrated effort to ensure that each of our clients has a valid and current Last Will and Testament on file. It seems to be human nature that most of us tend to procrastinate about making or updating our wills. However, the problems left for family and friends to sort out when there is no Will are an unnecessary burden. Many people will use the phrase..."if I die.., when they should be saying ..."when I die..". A comedian once said about life..."we're not going to get out of here alive you know!" So accepting such sage advice, we should prepare for the inevitable and make sure that OUR wishes are carried out and not those of the government or the law makers. If you choose not to make a will, then the provisions of the Estate Administration Act will dictate what will happen your assets. For a "Tongue in Cheek" look at what effect these rules will have on your family, see You Have A Will, Whether You Choose to or Not in our Articles Section. Use your browser's "back" button to return to this page
If you already have a Will, then you should also ensure that it is reviewed at least every five years to make sure that it continues to reflect your wishes and complies with the latest developments in the continuing battle to save as many dollars as possible from the taxman. Contact Bob Bassett today to have your existing Will reviewed.
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POWERS OF ATTORNEY:
When incapacity strikes, it can leave a family with few alternatives. An Enduring Power of Attorney is a tool that allows your trusted family members to handle your affairs for you if you are incapable of doing so yourself. Enduring Powers of Attorney will be utilized for handling all financial matters. Representation Agreements will be used only for health care issues. Everyone over 60 should consider an Enduring Power of Attorney as an essential element in their Estate Planning. Contact Bob Bassett today to discuss these matters further.
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